From a quiet thesis
to nationwide.

Michael Andrews & Associates LLC was founded in Southfield, Michigan in 1998. We've spent the better part of three decades doing the work the right way: small enough to take every call, large enough to be trusted by national lenders.

Licensed to collect nationwide.

Values

What we believe,
and how we work.

Dignity

Every conversation starts with respect. No exceptions, no pressure, no scripts that read like threats.

Clarity

Plain language. Real numbers. Confirmation in writing. No surprises in either direction.

Flexibility

Resolution looks different for everyone. We meet people where they are and build a path that fits.

Compliance

Federal law, state law, RMAI standards: we exceed all of them, and audit ourselves to prove it.